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Home / Bikes / Electric bikes / Electric Cargo Bikes
Electric Cargo Bike with dog and child

Electric Cargo Bikes

With an electric motor to boost your natural pedalling power cargo bikes have come into their own. If you want to ditch the car then an electric cargo bike is the answer. With so much more storage capacity a cargo e bike will allow you to live a practical life on two wheels. With pedal assist motors these bikes don’t take a lot of effort to ride either. If you don't want pedal assist ave a look at our cargo bikes.

There are two basic types of cargo e bikes. Cube cargo bikes have an extended front end with a large storage space between the front wheel and the handlebars. Others like Kona Electric Ute have an extended rear end with the extra carrying capacity over the rear wheel. Haul kids, haul groceries, haul building supplies or even your furry friend. You can carry them all with electric cargo bikes, they’re the best excuse yet to ditch the car.

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Barclays Eligibility Checker

You can use the Barclays Eligibility Checker to find out if you are likely to be accepted for a loan through Barclays Partner Finance without affecting your credit score. 

Credit is subject to application, financial circumstances and borrowing history. Tredz is the credit broker and not the lender. Barclays Partner Finance is the lender.

Please note there are some minimum criteria if you later decide to apply for finance, to view please click here

Barclays Partner Finance Eligibility Criteria, on the date of the application, you must;

  • Be aged 18 or over
  • Have lived permanently in the UK for the last three years (i.e. provide 3 years of UK address history or up to the last 3 UK addresses)
  • Not be subject to Bankruptcy or a Debt Relief Order (or Scottish equivalent)

For information - The credit check carried out will consider additional information relating to the performance of previous or existing commitments and any county court judgments.

You must also be one of the following:

  • In Permanent Employment which provides regular sustainable income of at least £6000 per year
  • Self-employed (upon request you may need to provide proof of income, for example a recent bank statement and/or their SA302)
  • Retired from regular employment (they may need to see proof of your pension or income)
  • Receiving certain DWP (Department for Work and Pensions) benefits that provide regular sustainable income.

You must also have:

  • A UK bank account from which Direct Debits can be taken
  • A mobile number
  • An E-mail Address

Please also note, A valid mobile number and e-mail address are mandatory for applying for a finance application. If you do not have a valid email address, you will not be able to apply for the finance.

Eligibility Checker *This takes you to the Barclays secure gateway

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V12 Representative Example: If total purchase price is £1,399.00 with a deposit of £139.90 (10%) and your selected term is 36 months Classic Credit 15.9% APR Representative (interest rate 8.17% fixed), you would pay £43.55 per month. Total amount of credit will be £1259.10 with a cost of credit of £308.70 after a deposit of £139.90. Total amount payable is £1707.70, subject to terms and status.

Barclays Representative Example: Barclays Representative Example: If total purchase price is £1,399.00 and your selected term is 36 months 14.9% APR Representative, Annual Interest Rate 14.9% Fixed, you would pay £47.79 per month. Total amount payable will be £1720.59 with a cost of credit of £321.59. Finance is subject to application, financial circumstances and borrowing history. Performance Cycling Limited acts as a credit broker and not the lender, Barclays Partner Finance acts as the lender. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited, a member of the Barclays group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753). Registered in England. Registered No: 2901725. Registered Office: 1 Churchill Place, London E14 5HP.

PayPal Credit Representative Example: Representative 21.9% APR (variable), Purchase interest rate 21.9% p.a. (variable), Assumed credit limit £1,200.00

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Tern HSD P9 2022 - Electric Cargo Bike
Tern HSD P9 2022 - Electric Cargo Bike
Now £3,300.00
Save 11% RRP: £3,700.00
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£90.12 per month on finance

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